Cheap Motor Car Insurance

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Every Auto insurance company claims to be the best one for you, they say that switching to them will save you hundreds of dollars a year. There are many successful insurance companies, and auto insurance is the most sought after type of insurance. So which is the best one for you? Let’s compare two of the biggest providers of cheap motor car insurance, Geico insurance, and Progressive Insurance, first a bit of history on each company.

Geico Insurance Company was started back in 1936 by a husband and wife team, their original goal was to provide auto insurance to federal government employees and their families. This original business is what Geico got its name from (Government Employees Insurance Company) Geico originally only offered federal agents insurance because it was thought they were more safe and better drivers than the general public, of course having a car back then was not something everyone had, unlike today. Geico was a privately owned company until the 60’s when a new president came along and made Geico into the powerhouse it is today by making the company public.

However, Geico did not begin to insures the general public until the early 70’s after it became public the company shot off to become one of the biggest companies in the U.S. Geico saves much money on the fact that they do most of their business over the internet and phone, saving costs by Read the rest of this entry »

Geico and Progressive also have very famous and profitable advertising campaigns. Geico has many popular ads on the market, there is the very popular Geico gecko, the Geico slogan of “So easy a caveman could do it” that goes along with their caveman mascots. Also they have the stack of money; it’s the money you could be saving with Geico. Geico has such popular mascots that the cavemen characters actually spawned their own TV show that was very shortly lived. Progressive has their personal spokes person who works in the fictional store that represents Progressive online. There woman spokesperson explains all the ways you can save by switching the Progressive.

So which is the better cheap car insurance company for you? Well Geico can offer lower rates than many of its competitors because it has much less employees to pay than the rest of them, by having almost no field agents while other companies (such as Progressive) have a large amount of field agents that get cuts of the payment and have to get paid themselves. Progressive on the other hand does something unique that no other company can say. When shopping at progressive you can name you own price and (if you have a good driving record) they will match it, to a reasonable extent. Progressive also compares the rates of every other auto insurance company to their own, showing you the many different companies and their quotes. Progressive will try and match the lowest offer you get and will even help you find insurance at another company just to be helpful for you. Each of these companies has specials that can help you in Read the rest of this entry »